1. The Website, including any content or information contained within it or any site linked to the Website, or any product or service licensed or purchased through the Website, is provided on an “as is” basis and without warranties of any kind, either express or implied, including, but not limited to warranties of title or non-infringement or warranties of merchantability and fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction or modification under the laws applicable to this Terms and Conditions.
  2. You acknowledge that any warranty that is provided in connection with any of the products or services described herein is provided solely by the owner, advertiser, manufacturer or supplier of that product and/or service, and not by Estee Financial Services Pvt. Ltd. (hereinafter referred to as “EFSPL”) Formerly Estee Commodities Pvt. Ltd ( hereinafter referred to as “ECPL”). EFSPL does not warrant that your access to the Website and/or related services will be uninterrupted or error-free, that defects will be corrected, or that this Website or the server provided herein is free of viruses or other harmful components. Access to and use of this Website and the information provided herein is at your own risk and EFSPL does not undertake any accountability for any irregularities, viruses or damage to any computer or other application that results from accessing, availing or downloading of any information from this Website. EFSPL does not warrant or make any representations regarding the use of or any consequences resulting from the use of any product and/or service purchased in terms of its compatibility, correctness, accuracy, and reliability or otherwise. You assume total responsibility and risk for your use of this Website and all Website-related services.
  3. You agree that, EFSPL and its directors, officers, employees, agents, sponsors, consultants, business partners or other representatives (‘service providers’) shall not be responsible or liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or any other damages (including without limitation loss of profits, loss or corruption of data, loss of goodwill, work stoppage, computer failure or malfunction, or interruption of business) under any contract, negligence, strict liability or any other theory arising out of or relating in any way with the use of the Website or i of the information available on the Website, site-related services, or any products or services offered or sold or displayed on the  Website.
  4. If the foregoing limitation is held to be unenforceable, the maximum liability of EFSPL and its service providers to you shall not exceed the amount of fees paid by you for the products or services that you have ordered through the Website.
  5. The price and value of investments and the income derived from them can increase or decrease and you may not get back the amount you invest. Changes in the rate of exchange may have an adverse effect on the value, price and income of investments in deposits other than your own. Past performance is not necessarily an indicator of future performance. The services and investments referred to in our Website may have tax consequences and it is important to bear in mind that that this Website does not provide any tax advice. The level of taxation depends on individual circumstances and such levels and bases of taxation can change. You should consult your own tax advisor to understand any applicable tax consequences.
  6. The information on our Website is provided solely to enable investors to make their own investment decisions and does not constitute a recommendation to buy, sell or otherwise deal in investments. The services and the mutual fund products we offer may not be suitable for all customers. If you have any doubts, you should seek advice from an independent financial adviser.
  7. This Website is only available to residents in India and is presently not available to foreign residents including non-resident Indians (NRIs) in foreign jurisdictions where the services cannot be offered without prior regulatory compliance. In all such cases due efforts are being made to comply with regulatory requirements in various jurisdictions of which you shall be notified from time to time. This service does not constitute an offer to sale or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.
  8. No market analysis, research report or any other information, on the Website is to be construed as a representation with respect to mutual fund investments.
  9. You understand and agree that no joint venture, partnership, employment or agency relationship exists between you and us as a result of this Terms and Conditions or on account of use of our Website.
  10. Availability of products and services offered on the Website are subject to change without prior notice. To the extent that we provide information on the availability of products or services you should not rely on such information. EFSPL will not be liable for any lack of availability of products and services you may order through the Website.
  11. The possibility exists that the Website could include inaccuracies or errors. Additionally, the possibility exists that unauthorized additions, deletions or alterations could be made by third parties to the Website. Although EFSPL attempts to ensure the highest level of integrity, correctness and authenticity of the Website, it makes no guarantees whatsoever as to its completeness, correctness or accuracy. If any inaccuracy arises, please inform us at [email protected] so that it can be corrected.


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