Gulaq Emergency Fund
This is a growth oriented portfolio that allocates capital to equity and debt for parking your emergency funds.
6M Returns
Since Feb 2022
Since Feb 2022
2.73%
Gulaq Emergency Fund
This is a growth oriented portfolio that allocates capital to equity and debt for parking your emergency funds.
5M Returns
Since Feb 2022
5.26%
Overview
Emergency funds should be treated as an essential financial goal and the pandemic has proved this to us. Every household is suggested to have a financial cushion for unforeseen events like job loss, medical emergency, etc. This amount should be at least equal to 6 to 15 months of the family's living expenses depending upon the various factors like job stability, the number of income sources, etc. This portfolio is created to cater to this need and it follows a debt, and equity allocation optimal for investing your emergency fund and at the same time beats the inflation rate over a longer horizon which most emergency funds fail to achieve.
- Portfolio invests 80% in debt and 20% in equity.
- To keep the churning rate, slippages, and short-term taxes low, the portfolio is rebalanced quarterly.
- Constituents are selected on the basis of liquidity, risk-return characteristic, tracking error, etc.
Portfolio performance
| Time Period | Emergency Fund |
|---|---|
| 1M | 1.50% |
| 6M | 2.73% |
| 1Y | 8.30% |
- ETF portfolio for parking your emergency funds
- Equity allocation 20%
- Debt allocation 80%
- Rebalanced quarterly
Minimum Investment Amount
₹ 1,257
Exclusive portfolio available only for subscribers.
6 Months - ₹ 300 ₹ 118
