HDFC Balanced Fund Review

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HDFC Balanced Fund

About HDFC Mutual Fund 

HDFC Mutual fund is one of the leading names in the field of the mutual fund industry. It’s one of the most profitable AMC in India in term of net profits. Since, its inception, this AMC is the second to list on the stock exchanges of our country. It has more than Rs 3 lakh crore of asset under management. Its profit has grown every year after the start of their operation. 

The Segment of HDFC Mutual Fund 

HDFC Mutual Fund is an investment program which provides investors a wide range of investment option like equity, debt and balanced. It has left no stone unturned to cater investors from all walks of life. Be it any financial goals- long term, short term, tax saving and retirement. HDFC has schemes for every type of investor. Most of the HDFC Mutual Fund product have a CRISIL rating of more than 3. Any investor can choose from the list of products depending upon their risk profile. 

Selecting the best HDFC mutual funds with Gulaq is economical. But, the reasons to select HDFC are stated. Here: 

  • Invest Profitably: One of the important factors that brings-in HDFC a good pick for selecting mutual funds is that the investor gets the chance to invest profitably in the financial world without worrying about the ups and downs of the market.  
  • Risk is Controlled: HDFC strong emphasis on controlling and managing portfolio risk avoids chasing the latest trends. 
  • Analysis and Research: To make the belief amongst the investors, HDFC mutual fund has set-up the infrastructure required to conduct all the fundamental research, thus, backing it up with effective analysis.  

About HDFC Balanced Fund 

HDFC Balanced Fund Growth is a hybrid fund scheme that was launched by HDFC mutual fund. Later on, it was introduced on 11th Sept 2000 to its investors. Currently, the fund is managed by Chirag SetalvadTalking about AUN, it is of INR 20,081 Cr & the latest NAV is INR 147.07 (dated as of 1st Jan 2018). The fund growth is rated moderately high risk. The minimum SIP investment is INR 500.  

Investment Objective 

The objective of the scheme is to generate capital appreciation along with current income from a combined portfolio of equity & equity-related & money & debt market instruments.  

Tax Implications 

Returns are taxed at 15% only if you redeem before a year. After a year, you are required to pay LTCG tax of 10% on returns of INR 1 lakh+ in a financial year.  

Top Holdings 

Name Sector Instrument % Assets
HDFC Bank Ltd. Financial Equity 6.5%
Infosys Ltd. Technology Equity 3.8%
Housing Development Finance Corpn. Ltd. Financial Equity 3.4%
ITC Ltd. FMCG Equity 3.3%
Larsen & Toubro Ltd. Construction Equity 3.1%
ICICI Bank Ltd. Financial Equity 3.0%
Aurobindo Pharma Ltd. Healthcare Equity 1.9%
Indusind Bank Ltd. Financial Equity 1.8%
Axis Bank Ltd. Financial Equity 1.8%
Voltas Ltd. Cons Durable Equity 1.8%


Scheme Information Document(SID)

How to Invest HDFC BalancedFund with Gulaq? 

 Investing in HDFC Balanced fund (https://customer.gulaq.com/mutual-fund/hdfc-balance-advantage-fund-direct-plan-growth-option) is not a bad idea; and with Gulaq the process is simplified with just a few clicks. The investor can filter her requirements in accordance with goals, returns, risks, and horizons. Once sorted, the investor can hop on to Gulaq and start investing. Precisely, an economical platform. Also, KYC is FREE with gulaq.  


*Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing.

Rating: 5.0/5. From 7 votes.
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