Why Invest in Mutual Funds with Gulaq
- Everything Digitally from KYC to Execution.
- Profoundly researched mutual funds.
- No commissions, we sell only direct, zero commission mutual funds.
- Complete privacy and security of data.
Before you decide to invest in a mutual fund, there are certain things to be kept in mind. Doing so will help you choose the right kind of funds to invest in, and help you accumulate wealth over time.
After investors have identified their investment objective, fulfilled their KYC requirement, then they can start investing in mutual fund. Most mutual fund houses will ask for a physical or an online copy of a cancelled cheque leaf bearing the IFSC and MICR of the bank.
Invest in lumpsum or SIP schemes of your choice.
Through Gulaq make direct investment and save commission as well as earn high returns.
Invest in New Scheme NFO’s from popular AMC’s through Gulaq.
An Investor can invest in short term funds as well as liquid funds through Gulaq.
Invest in ELSS tax saving funds and save tax under section 80C.
When you invest in mutual funds, then it generates wealth for you in two ways.
Mutual fund is basically a pool of funds, which is managed by professional fund manager whose goal is to minimize the risk and maximize profits. There is a wide range of mutual funds in India, which is categorized based on investment objective, asset class and structure.
Types of Mutual Funds based on Asset class:
Types of Mutual Funds based on Structure:
Types of Mutual Funds based on Investment objective:
Tax saving mutual funds are those mutual funds with an added tax saving benefit. ELSS is one such tax saving mutual fund scheme.
Most mutual funds are best for long term except liquid Fund.
Non-tax saving mutual funds are taxable
Debt funds are one of the safest mutual funds as they invest in government securities, corporate bonds and treasury bills.
According to data released by Associations of Mutual funds in India (Amfi), the mutual fund industry rose by 13% to Rs. 24 trillion in 2018 by November end. For a new investor, investing in 2019 will be a tough task due to various factors like the general election, future government economic policy and performance of the stock market and the economy. It’s better to take the help from the mutual fund advisors and financial planners.
Each of the mutual fund houses has a particular time period for paying out the dividends.
Yes, LTCG affect the capital gain dividends.
ELSS comes under the income tax act of 80c
No, you cannot transfer mutual fund.
Mutual funds are represented in the NAV (Net Asset Value). The value of the NAV is increased or decreased depending upon the performance of the fund.
Yes, Mutual funds invest in ETFs.
No, A mutual funds cannot invest in private equity.
As any investor invests in mutual funds, she get returns in two ways i.e. through dividend payments and capital gains.
When any investor invests in the mutual fund, then their capital gets appreciated over the course of time. This helps in the growth of the fund.
When an investor decides to purchase that mutual fund, the fund will issue new shares to the investor based upon the current net asset value and redeem the shares when the investor decides to sell.
Mutual funds returns are calculated through Future value.
Future Value (FV) = Present Value (PV) ( 1+r/100)n
Where FV= Future value of your investment
PV= Present value of current cost of your goal
r= annual rate of inflation
n= time period to reach your goals (in years).
In case of any investment, safety can be ascertained in two ways:
Mutual Funds in India are very strictly regulated by the Securities and Exchange Board of India, making them safest investment options from a regulatory standpoint.
Historically, Mutual funds have given a return of anywhere 12-15% per annum. Inflation on an average has been around 5% for the past one decade or so. Thus, it has clearly beaten the inflation over a good margin.
As an investment tool, Mutual funds provide various benefits: –
Tax benefit: Mutual fund provides tax benefits through various tax saving mutual funds.
There are 19 mutual funds under Karvy. Here are some of the top Mutual funds.
For short term investment, an investor should invest in debt funds. Only if there investment horizon is more than 3- 5 years, then they must invest in equity mutual funds.
It’s depended upon the fund house and fund policy. So, before investing make sure to check whether the fund is providing the services of monthly dividends.
There are various investment websites or trading platforms. But there are mainly two basic ways to purchase mutual funds online.
The most obvious option is to buy mutual funds directly through the investment companies that offer and manage them.
There is also an option to open an account with the help of a brokerage. It will be the most expensive course. Typically, these types of accounts charge a transaction fee/commission for each trade.
You can sign up with Distributors like Gulaq who offer Direct Funds with no extra charge
Mutual fund comparison depends upon various factors such as investment objectives, goals and risk of an investor. But there is certain basic parameter to look for in a fund.
You can sell your mutual funds in following ways:
Investor can purchase the mutual funds either directly with the AMC’s, Online portals, through banks or demat and online trading account.
Mutual funds are attractive to small investors because they offer the systematic investment plan. A SIP allows investors to invest at regular intervals and thus helping in diversification of portfolio at minimum amount.
Mutual funds are better than stocks for several reasons.
No, all mutual funds are not liquid. But most mutual funds are liquid.
Investments in Mutual fund & Securities Market are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund or designing a portfolio that suits your needs. Terms and conditions of the website are applicable.
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ESTEE COMMODITIES PVT. LTD (hereinafter referred to as “ECPL”) , 7th Floor, Block 1, Vatika Business Park, Sohna Road, Sector 49, Gurugram, Haryana 122001.
Estee Advisors Pvt Limited (hereinafter referred to as “EAPL”) is registered with the Securities and Exchange Board of India as Stock Broker with registration number INZ000170130 and registered with BSE Star with code 24408 for mutual fund transaction facility.ECPL and EAPL are group companies and EAPL is authorized to provide its services to the Users on the Gulaq website/app under a license agreement with ECPL
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Mutual fund investments are subject to market risks, read all scheme documents carefully.