PPF Calculator

Monthly Deposit Amount
Current Interest Rate
Total Investment
Total Interest
Maturity Amount


Public Provident Fund was launched by the Finance Ministry’s National Savings Institute in 1968. The main objective was to help individuals make minimal savings and provide better returns on their savings. It can also be defined as a savings-cum-tax savings investment vehicle wherein an individual can build a retirement corpus whilst saving on annual taxes. Thus, anyone looking for a safe investment for earning better returns and saving taxes, a PPF account should be opened.  


The eligibility falls as under: 

  • Indian citizens are eligible 
  • An individual can open only a single account under his/her name.  
  • Hindu Undivided Family and Non-resident Indians are not allowed to open a PPF account.  


As below: 

  • The risk factor is low as compared to others as it is backed by the Government of India. 
  • A PPF account can be opened at public banks, nationalized banks, selective private banks, and post offices. 
  • The lock-in-period is 15 years for PPF, but there are certain provisions wherein partial money can be withdrawn after 7 years. The returns are more attractive as compared to the FDs.  
  • Deposits must be made once a year for 15 years. It can be made in the form of demand draft, cash, online transfer, or cheque.  
  • The amount required to open a PPF account is INR 100. If annual investment exceeds INR 1.5 lakh, then no interest will be earned on the ‘excess’ amount and no tax-deductions can be claimed.  


The PPF calculator is a handy tool that can calculate yearly wise PPF returns the investor can earn by contributing in their PPF account over a pre-determined time-period and with a specific frequency.  


The usage is quite simple: 

  • Tenure: Minimum 15 years of time-period is required with the option of extension in blocks of 7 years. 
  • Payment Frequency: This can be either monthly, quarterly, half-yearly, or annually. 
  • Deposit Amount: This is the decided amount that is to be deposited as per the payment frequency. 
  • Rate of Interest: Over here, the return is calculated on your investment according to the expectations. 

Once the above-mentioned data is fetched into the PPF calculator, click on CALCULATE to get results about PPF maturity amount, PPF interest earned, and PPF investment.  

NOTE: The calculator will showcase an estimate; not an accurate figure. 

Attention Investor
Investments in Mutual fund & Securities Market are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund or designing a portfolio that suits your needs. Terms and conditions of the website are applicable.

Gulaq Registered Office
Estee Financial Services Pvt. Ltd. (hereinafter referred to as “EFSPL”), 7th Floor, Block 1, Vatika Business Park, Sohna Road, Sector 49, Gurugram, Haryana 122001.
CIN: U51909HR2012PTC054035

Registration Detail 
Estee Advisors Pvt Limited (hereinafter referred to as “EAPL”) is registered with the Securities and Exchange Board of India as Stock Broker with registration number INZ000170130 and registered with BSE Star with code 24408 for mutual fund transaction facility. EFSPL and EAPL are group companies and EAPL is authorized to provide its services to the Users on the Gulaq website/app under a license agreement with EFSPL

Complaints & Grievances 
In case of any grievances/ complaints please write to us 


Mutual fund investments are subject to market risks, read all scheme documents carefully.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept