Seven Math Concepts with Real-World Application
During our school days, we often asked our teachers how the concepts that we were learning were going to help us in life. Most teachers didn’t have an answer to that question and would simply dismiss us. Prof. Sanjay Bakshi challenges this conventional approach of monotonous rote learning and enlightens us with a fresh perspective…
Read more
POSTED BY
Vivek Sharma
Risk of using 4% rule for your FIRE journey
Introduction When it comes to saving for retirement, you face plenty of risks – market fluctuations, rising living costs, risk of outliving your savings (longevity risk), etc. However, one significant risk that is often overlooked is “sequence risk” – the risk associated with the order in which your investment returns occur. In this article, we…
Read more POSTED BY
Vivek Sharma
Deep Dive into Fractional Real Estate Investing
Introduction Real estate is the most sought-after asset class in India. Every person in the country dreams of owning a piece of land, but the high capital requirements often make it inaccessible. Fractional ownership provides a solution to this problem. Here is all you need to know about them. What is Fractional Ownership? Fractional…
Read more POSTED BY
Vivek Sharma
Real Estate Investment Trusts (REITs) – Commercial vs Retail
Real Estate is the most preferred asset class of Indians. It represents a significant portion of wealth for many individuals in the country. However, investors investing in real estate face issues of huge capital requirements at the time of buying, and liquidity issues at the time of selling. Real Estate Investment Trusts (REITs) provide a…
Read more POSTED BY
Vivek Sharma
House Price Index and its shortcomings
Housing Price Index (HPI) fails to capture the true movement in property prices. According to HPI data, Delhi’s property prices have barely moved since 2013, however, in reality, the property prices in the Delhi metropolitan area have increased considerably. Here is all you need to know about Housing Price Index (HPI) and its shortcomings. What…
Read more POSTED BY
Vivek Sharma
Gulaq Balanced Investment Approach
Model portfolios have become a popular investment approach for retail investors lately. Investment Platforms such as smallcase, wealthdesk, etc. have allowed investment advisors to create and test their investment ideas with a collection of stocks on offer to investors. The trend led to the rise of thematic, sector specific, factor specific model portfolios. These portfolios…
Read more POSTED BY
Vivek Sharma
Setting returns expectations
A good investment plan starts with setting the expectations right. The importance of this grows multifold in this informative age, where social media platforms’ feed is filled with people finding multibaggers, doubling the investments in a matter of a few months, etc. Investors with higher expectations tend to quit markets once reality hits, and join…
Read more POSTED BY
Vivek Sharma
Advantages of Portfolio Management Services
Equity market is a growth oriented investment asset. There are multiple ways to invest in equity markets in India. Broadly there are 4 categories. Index Funds/ETFs Mutual Funds Model Portfolio of stocks from RIAs like Estee PMS In this article we will compare Portfolio Management Schemes (PMS) to Mutual Funds and see who and why…
Read more POSTED BY
Vivek Sharma
Myths and Reality of Quant investing
Would you let a machine or an algo choose the investment portfolio for you? The past 1 – 2 years saw the launch of many quant funds and those who invested in the funds are repeating the benefits. The stellar performance of these systematic investment funds has invited the investor community to put their trust…
Read more POSTED BY
Vivek Sharma
Gulaq Gear 6 performance deep dive of 2022
Recap: Gulaq portfolios follow multi-factor investing. We track 130+ factors including fundamental, technical, and macro-economic factors in our portfolio construction process. Every month we will take market movement into consideration and accordingly rebalance our portfolios. Launched in 2020, Gulaq Gear 6 is our flagship portfolio with 100% equity allocation. The portfolio has been one of…
Read more POSTED BY
