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Read More New Launch · Mutual Funds
Gulaq Gear 6A
Mutual Fund
Portfolio
A focused, quant-driven portfolio of 10 hand-picked mutual funds. Screened by risk-adjusted performance. Rebalanced once a year.
SEBI Registered
Annual Rebalance
Quant-Driven Selection
Back-tested performance
Lump-Sum · 12-mo Rebalance
+3.3%
Median after-tax annual outperformance vs BSE 500
SIP Investors
+3.8%
Median ending portfolio value above BSE 500
Subscription Plan
₹300/mo
₹3,600 annually · 10 curated mutual funds
Why Gear 6A
Built different.
Built different.
Runs disciplined.
10 hand-picked mutual funds
A focused portfolio drawn from 22 equity categories. Not 30, not 50. Just the 10 funds that pass our filters.
Quality first, then diversification
We screen funds on 3-year risk-adjusted performance. Then we spread the portfolio across categories so you are never over-exposed to one bet.
Reviewed once a year
Hold the same portfolio for 12 months. Your SIPs go into the same funds. We rebalance at a set point next year. No reacting to noise.
Why Gear 6A
The Core Philosophy
India's MF industry manages over ₹82 lakh crore across 2,500+ schemes. Most investors sort by 1-year returns and pick whatever's on top. The bigger problem isn't buying. It's selling. One bad quarter and they panic-sell.
01
Risk-adjusted over raw returns
20% with massive drawdowns is not the same as 18% with low volatility. We use Information Ratio and Maximum Drawdown as primary filters.
02
Consistency over brilliance
We exclude funds with under three years of track record. Three years covers enough cycles. That's where skill separates from noise.
03
Diversification as guardrail
Any momentum process gravitates toward what's working now. Diversification stops the portfolio becoming a bet on the last twelve months.
Methodology
How It Works
Two blocks. Conviction engine plus diversification guardrail.
Block 1
The Conviction Engine
Top half of eligible equity and hybrid funds, ranked by 3-year Information Ratio and Max Drawdown vs. category. From that filtered set, top 20 by 300-day outperformance vs. BSE 500 TRI.
Focus: Large-cap, flexi-cap, mid-cap
Block 2
The Diversification Guardrail
Markowitz Optimization across 22 equity fund categories. Each category caps at 15%. International funds get a minimum 5% allocation.
Design: For each weighted category, we pick two funds with at least three years of track record and strong risk-adjusted performance vs. peers.
Covers: Small-cap, international, value, and other investment segments
10
Mutual Funds
Final Output
The two blocks combine into one curated portfolio of 10 mutual funds, rebalanced annually.
Back-Test Results
After-Tax Outperformance
Net of all costs. Exit loads and capital gains tax included at every rebalance.
Lump-sum · 12-mo rebalance
+3.3%
Median annual after-tax outperformance vs. BSE 500.
Range up to 6.3% over three years.
Range up to 6.3% over three years.
SIP investors
+3.8%
Median ending portfolio value above the BSE 500.
Range up to 7.5%.
Range up to 7.5%.
⚠ Important Disclosure
These are back-tested results, not live performance. Simulated returns carry biases and do not guarantee future results. Most fund selection frameworks quietly ignore exit loads (1% within 12 months) and capital gains tax (12.5% LTCG above ₹1.25 lakh, 20% STCG). We don't.
Get Started
How to Subscribe
The full process takes 7 to 10 minutes.
01
Subscribe to the Portfolio
- Click Subscribe Now on the portfolio page.
- Enter email and continue.
- Select 12-month plan (₹300/mo, ₹3,600 total).
- Apply discount code if you have one.
- Add PAN, DOB, State, phone.
- Accept Terms via OTP.
- Pay via UPI, card, or net banking.
- Receive Smallcase confirmation email.
02
One-Time MF Account Setup
- Log in to Smallcase with mobile + OTP.
- Click Invest Now.
- Confirm PAN, email, place of birth.
- Add occupation and annual income.
- Add address and nominee.
- Upload digital signature.
- Add bank account (IFSC + a/c number).
- Complete ₹1 penny drop verification.
- Set 6-digit Transaction PIN.
- Place orders, confirm, pay.
Start Investing
Ready to invest smarter in mutual funds?
Join investors using Gulaq Gear 6A — a disciplined, quant-driven MF portfolio that ignores noise and focuses on risk-adjusted returns.
