Gulaq Referral Campaign T&C:

  1. The Reward is non transferable in nature.
  2. The Rewards and the fee discount being offered by Este Advisors under the Programme cannot be clubbed with any other programme/ scheme/ offer.
  3. The Referrer who has voluntarily provided the details of a Referred Applicant to Gulaq shall not be entitled to the Reward under the Programme, if the details provided of such Referred Applicant are incomplete or incorrect or invalid. All Reward (s) under the Programme are subject to the completeness and authenticity of information of the Referred Applicant
  4. The entitlement of the Reward shall be provided only after the successful subscription by the referred person.
  5. Rewards will be processed within 90 days after referral programme ends, which is on Sept 30, 2022
  6. Benefit (s) of this Program shall ensue to the concerned Referrer subject to the fulfilment of the eligibility criteria as laid down by Gulaq and at its sole discretion.