This template estimates the amount of savings needed to fund your retirement. The important variables you need to input are:

• Your current age
• Age at retirement
• Life expectancy
• Current savings
• Risk appetite: Set by selecting Gear of investing
• Annual savings
• Growth in annual savings
• Inflation rate
• Monthly expenses post-retirement
• Monthly income post-retirement
• Risk appetite post-retirement—set by selecting the right Gear of investing post-retirement

Based on these inputs, the template evaluates whether you have enough savings to last through the expected lifetime.