December 29, 2023

5 Market Calls Made by Howard Marks

Introduction Howard Marks is a well-known name in the world of finance. He is the co-founder and chairman of Oaktree Capital Management and has made a fortune by investing in distressed companies. He has also authored the best-selling book, “Mastering the Market Cycle” and believes that superior investment result comes not from collecting more economic…

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Vivek Sharma

December 15, 2023

Herd Mentality Bias

Imagine you’re in a new city, hungry and trying to choose a place to eat. Two restaurants catch your eye—one bustling with a line of customers, and the other, nearly empty. Which one do you pick? Most people in this scenario would choose the busier restaurant. While some might be rationally concluding that more crowd…

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Vivek Sharma

December 7, 2023

How Long Does it Take to Double Your Money?

Building wealth through traditional means depends upon two factors – how much you save/ invest and the rate of return on investment. While the return on investment is something which is not always in our control, the savings rate is. And as we will show in this article, that the savings rate is a more…

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Vivek Sharma

October 3, 2023

Backtesting Gulaq Gear-6

Introduction Backtesting is a fundamental tool used to evaluate the effectiveness of a trading strategy or investment approach by applying it to the historical market data. While it can provide valuable insights, it is essential to recognize that several biases can significantly impact the strength of your analysis. Backtesting biases mostly fall under the category…

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Vivek Sharma

September 27, 2023

Risks Associated with Investing in Gulaq Gear-6

Since we went live with Gulaq portfolios in May 2020, we have learnt quite a few things about this business. Not that managing money was new to us, we have been managing money for HNIs and institutions for over 13 years now. But managing money for retail investors is altogether a different ballgame. One of…

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Vivek Sharma

August 14, 2023

Risk of using 4% rule for your FIRE journey

Introduction When it comes to saving for retirement, you face plenty of risks – market fluctuations, rising living costs, risk of outliving your savings (longevity risk), etc. However, one significant risk that is often overlooked is “sequence risk” – the risk associated with the order in which your investment returns occur. In this article, we…

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POSTED BY

Vivek Sharma

January 23, 2023

Discipline vs Luck in Markets – A Case study on Market Timing

What would be the first question you, as an investor, think when you are looking to invest in markets? In majority of the cases, “Is it a right time to invest in markets now?” Some investors listen to positive market sentiment and invest, some others listen to negative sentiments and hold their cash, and the…

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POSTED BY

Vivek Sharma

January 18, 2022

3 Biggest Misunderstandings About Compound Interest

3 Biggest Misunderstandings About Compound Interest Compound interest is one of the most powerful forces on earth. It can do great things when used to create wealth. Understanding how compound interest works is an indispensable tool for living a wealthy life. This article will show you how to make sure that compound interest is always…

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POSTED BY

Vivek Sharma